Financing Your Purchase

Summit Heating and Cooling understands that emergencies happen at the most inconvenient times and we take our customers’ comfort seriously. If a new heating or cooling system is in your future, take advantage of these amazing financing options available, for those who qualify. It may seem like a big investment now, but by purchasing a more advanced, high-efficiency unit, you’ll end up saving thousands on utility bills down the road.

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Service Finance

Service Finance LogoService Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. We are a primary lender providing installment loan solutions for qualified borrowers with favorable consumer interest rates and extended repayment terms. That way, you can invest in your home’s comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

Benefits to Using Financing from Service Finance Company, LLC:
  • Flexible promotions and competitive interest rates
  • Fast credit decisions and funding
  • Credit lines customers can handle
  • High quality, friendly service
  • Call us today for complete details!

Click to Apply

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SPIRE EnergyWise Financing

SpireOur partnerships with local electric utilities help you save even more on your monthly energy bills. SPIRE customers in the former MGE service area may qualify when purchasing qualified equipment thru NGC Program members. Residential and small commercial customers are eligible to finance the purchase and installation of certain energy efficiency and conservation improvements. Please contact Summit Heating & Cooling today for more program details!

Contact Us For More Details About Applying

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IndependenceHELP

IndependenceHELP is a partnership between the City of Independence Power & Light Department (IPL) and the City Credit Union to provide low-interest loans for eligible energy efficiency measures. Those who may qualify must be owner-occupants of residences located within the City of Independence to finance contracted energy efficiency improvements for their home. Independence residents may apply for loans through City Credit Union or contact our qualified team at Summit Heating & Cooling for additional information.

Benefits of Financing Through iHELP Include:
  • Unsecured loans with low interest rates
  • Flexible options and terms
  • Pay over time to fit your budget
  • Works with challenged credit situations
  • Suited for your needs
  • Call us today for complete details!

Contact Us For More Details About Applying

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HERO Program

HERO LogoHERO is designed to improve homes throughout the community. With HERO, you can finance eligible home improvement projects on approved products more affordable and quicker than ever. Contact Summit Heating & Cooling for more program details today!

The HERO Program Offers These Benefits:
  • Payments through property taxes
  • Balance is transferable
  • Borrow up to 10% of your home’s value
  • Instant approvals
  • Increase your home’s value
  • Lowers energy bill

Contact Us For More Details About Applying

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Hearth

Hearth LogoWe’ve partnered with Hearth to bring you financing options for your upcoming project. A loan through Hearth helps you pay for your project through predictable, monthly payments without tapping into your home equity. Talk to one of the team members at Summit Heating & Cooling today for more details!

Reasons to Choose Hearth:
  • Funding in as little as 1-3 business days
  • Fixed monthly payments
  • No prepayment penalties
  • Variable options with low credit
  • Pre-qualifying won’t affect your credit score

Contact Us For More Details About Applying

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Ascentium Capital

Ascentium CapitalAs an industry leader in equipment financing, Ascentium Capital provides business owners with instant access to financial tools and forms that showcase the benefits and advantages to a lease finance purchase.

If you are making any HVAC purchases now or in the future, Summit Heating & Cooling can assist you with the financing on almost any type of equipment your company needs.

With Ascentium Capital, You’ll Enjoy:
  • Easier & faster than a traditional bank loan
  • Custom-fit options to meet your company goals
  • Little to no upfront money
  • Keep your cash on hand
  • Same-day credit approval
  • Various purchase options and terms

Click to Apply

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